Risk Disclaimer

Last updated: July 19, 2026 · Verbic Holdings LLC (STACKED)

Trading futures, foreign exchange, and other leveraged instruments carries a substantial risk of loss and is not suitable for everyone. You can lose some or all of your capital. Only risk capital you can afford to lose. Nothing in STACKED is financial advice.

1. Educational Tool Only — Not Financial Advice

STACKED, operated by Verbic Holdings LLC, is an educational analytics and journaling tool. It helps you record and review your own trading. It is not a broker-dealer, investment adviser, commodity trading advisor, financial planner, or prop firm, and it does not provide personalized investment, financial, legal, tax, or accounting advice. Nothing produced by the Service — no metric, chart, projection, scaling plan, or payout illustration — is a recommendation, solicitation, or offer to buy, sell, or hold any security, futures contract, currency, or other instrument. You are solely responsible for your own trading decisions.

2. No Guarantee of Results

Past performance is not indicative of future results. Any performance figures, examples, or illustrations shown in the Service are for education only and are not a promise or guarantee that you will achieve similar results. Individual results vary and depend on many factors outside our control, including your own decisions, discipline, market conditions, and the rules of any firm you trade with. We make no representation that any account will or is likely to achieve profits or losses similar to those shown.

3. Simulated & Sample Data

Demonstration dashboards, onboarding tours, and sample figures in the Service use simulated data, clearly labeled where shown. Simulated or hypothetical results have inherent limitations: they are prepared with the benefit of hindsight, do not involve real financial risk, cannot fully account for the impact of real market conditions, and do not represent actual trading. No representation is made that any account will or is likely to achieve results like those illustrated.

4. Your Own Data & Calculations

The analytics STACKED shows are derived from the data you enter. If your inputs are inaccurate or incomplete, the outputs will be too. While we work to make our calculations reliable, we do not warrant that any metric, statistic, or chart is accurate, complete, or fit for any particular purpose, and you should independently verify anything you rely on. The Service is a record-keeping aid, not a source of truth about your broker or firm balances.

5. Proprietary Trading Firms & Payouts

STACKED is independent and is not affiliated with, endorsed by, or sponsored by any proprietary trading firm, broker, or exchange. Any features referencing evaluations, funded accounts, scaling, or payouts are for your own tracking and education only. Whether you pass an evaluation, remain funded, or receive any payout is determined entirely by your firm under its own rules and agreements — not by us. We do not pay, guarantee, or influence any payout, and we are not a party to your relationship with any firm.

6. No Fiduciary Relationship

Your use of the Service does not create any advisory, fiduciary, or professional relationship between you and Verbic Holdings LLC. You should consult a licensed financial professional, and where relevant a tax or legal professional, before making trading or financial decisions.

7. Regulatory Notice

Trading products and their availability are subject to the laws of your jurisdiction. It is your responsibility to ensure that your trading activity and your use of the Service comply with all laws and regulations that apply to you.

8. Assumption of Risk & Limitation

By using STACKED, you acknowledge and agree that you use it at your own risk, that you alone are responsible for your trading decisions and their outcomes, and that Verbic Holdings LLC and its owner, members, and affiliates are not liable for any trading losses or other damages arising from your use of the Service, to the fullest extent permitted by law. This disclaimer is part of, and subject to, the disclaimers and limitation of liability in our Terms of Service.

9. Contact

Questions about this disclaimer may be sent to Verbic Holdings LLC at fredrikemilverbic@gmail.com.

STACKED is a product of Verbic Holdings LLC. Questions about these terms? Contact fredrikemilverbic@gmail.com.